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1. You and those you love are your assets – invest in you, your health, your homebase and your own business first;
2. Bank and do business with people you respect and trust;
3. Stick with the primary trends;
4. Keep it simple;
5. Have a plan for the worst case; otherwise don’t worry about it;
6. Have a plan to succeed in a slow burn;
7. Focus on people, assets and enterprises that are useful;
8. Try to avoid people and enterprises who do harm as defined by you;
9. Focus a small % on prototyping, learning emerging trends;
10. Practice effective paranoia/predator evasion;
11. Tithe a % of your profits; and
12. Pray without ceasing.